Sheppard Hyundai is dedicated to helping local drivers secure top-notch Hyundai financing in Eugene, Oregon. We understand that budget constraints can be a significant hurdle for many customers, and our experienced financing professionals will go above and beyond to put together a payment plan that works for your budget and lifestyle. Whether you are looking to buy new or used, our Hyundai finance department will help you get behind the wheel of a car you are excited to drive for a price you love. With our bad credit car financing services, our auto financing experts will work with you to find a low-rate car loan. Learn more at our Hyundai financing center in Eugene, OR.

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Finance Department

The Basic Components of an Auto Loan from Sheppard Hyundai

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Hyundai Model to Buy
Eugene, OR | Springfield, OR | Corvallis, OR

An adventurous spirit, versatile performance, and intuitive technology make Hyundai vehicles an excellent choice for drivers in Eugene, OR. Our lineup features options like the fun-to-drive subcompact SUV Hyundai Kona, the highly-efficient electric Hyundai Ioniq, and the value-packed Hyundai Elantra. When it comes to SUVs, the handsome Hyundai Tucson and family-friendly Hyundai Sante Fe are both excellent options whether you're driving to work or taking a family trip to Crater Lake. With our varied selection and superior Hyundai financing services, we're confident that you will find what you need at Sheppard Hyundai.

How to Apply for Hyundai Financing at Sheppard Hyundai

To take the next step toward a new Hyundai car or SUV, complete our short and secure online application to get pre-approved for Hyundai financing in Eugene, OR. You can also use our suite of online tools to get a trade-in appraisal for your current vehicle, calculate your new car payments, and browse manufacturer incentives. If you have any questions along the way, don't hesitate to contact Sheppard Hyundai in Eugene, OR!

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Dealership Hours
Mon - Fri8:00am - 7:00pm
Saturday9:00am - 6:00pm
Sunday10:00am - 5:00pm